Effective Date: November 30, 2018
Legal Disclaimer: Past performance is no indication of future performance or returns. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, based on customer’s own research, prudence, and judgment. RELIANT ASSETS, LLC. makes no representations regarding the tax consequences of holding precious metals as an investment in an IRA or other retirement account; customers considering whether to include precious metals in an IRA or other retirement account should seek independent tax advice, from a qualified professional, regarding the tax consequences of such an investment.
*RELIANT ASSETS, LLC. (“RELIANT“) does not provide tax or investment advice, and no one associated with RELIANT is authorized to provide any such advice or services. RELIANT is a seller and purchaser of precious metals. While RELIANT is always prepared to compare and contrast the different precious metals that are available for purchase or that RELIANT is willing to purchase, RELIANT is not an investment advisor and no fiduciary relationship exists between RELIANT and its customers. Any written or oral statements by RELIANT or its sales representatives or in this email (or any linked websites) relating to future events or the attributes of certain precious metals are opinions only. Such statements, if any, are not representations of fact. RELIANT’s sales representatives are commissioned salespersons – i.e., their salary is based, at least in part, on the amount and profit margin of the precious metals they sell.
**Precious metals, like all investments, carry risk. The value of precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors that are unpredictable. RELIANT cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customer a profit. Past performance is no indication of future performance or returns. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment.
***Individual tax liability varies; customers should contact a licensed tax professional to determine if a Precious Metals IRA purchase would reduce their tax liability.
Terms of Physical Purchase of Precious Metals:
PRICE CONFIRMATIONS AND BINDING AGREEMENT
When you place an order with RELIANT ASSETS, you enter into a binding legal agreement to purchase the product at the quoted price. Your verbal agreement with our sales department confirms a binding transaction, and your order is “locked in”. Once the price is locked in for you, the order cannot be cancelled. You will subsequently receive a confirmation from RELIANT within 24 hours. It is essential that you receive and review the confirmation to ensure that your shipping information is displayed properly.
When selling to RELIANT, the price is locked at the time you verbally confirm the pricing. Once the price is locked in for you, the order cannot be cancelled. The purchase must be shipped to our vault facility the next business day upon receiving the confirmation email.
RELIANT ASSETS accepts payment by personal/business check or bank wire, and in some cases cash or cashier’s check (only on prior confirmation from sales department). Please ask the sales department prior to ordering if you plan to pay with anything other than a bank wire.
Personal checks, cashier checks Certified checks and cashier’s checks are held until “good funds” are verified. This can take 1-10 banking days. Personal checks are held for 7-10 banking days – regardless of when they clear – prior to shipping. Direct bank wires are held at least 1 banking day prior to shipment.
“GOOD FUNDS” POLICY
- Bank wire – 1-3 business days unless otherwise noted
- Certified check, cashier’s check or money order – 1-10 banking days
- Personal checks – 7-10 banking days.
- Once good funds are verified, we will process your order for shipment. This typically takes 1-3 business days before a tracking code is generated. When this occurs, you will receive a confirmation by email with a tracking code.
HOW TO MAKE A PAYMENT
When you receive email confirmation of your order it will include payment instructions on the PDF receipt attached to the email. As mentioned, you will receive confirmation of your order by email within 24 hours. Payment by bank wire or check must be sent within 1 business day from receiving the email confirmation.
When you confirm an order with RELIANT ASSETS, the price(s) for your metal is “locked-in” at that current market price at time of order. This presents a binding agreement whereby you agree to buy or sell from/to us and we (RELIANT) agree to buy or sell precious metals from/ to you at the agreed upon price. All orders are non-cancellable. Any attempt to avoid payment or default on a confirmed order will be treated as a breach of contract, and all applicable civil and criminal remedies may be taken.
Should circumstances present themselves whereby you need to reverse the order, you must resell or repurchase the metal from RELIANT ASSETS at the current fair market value (FMV) quoted by our sales department. In the event of a deficit, you would be held responsible for that liability. All cancellations in this fashion must be approved by our sales department.
RELIANT ASSETS reserves the right to refuse or cancel an order under any circumstance of fraud, suspicion of fraud or any other questionable activity that poses a risk to RELIANT ASSETS.